PUBLICATIONS

Michael Zuckerman

With a career spanning over four decades in enterprise risk, insurance, and governance, I’ve consistently contributed to the professional dialogue—through published articles, textbooks, keynote presentations, and expert panels. I believe in the power of clear thinking, shared knowledge, and practical frameworks to improve decision-making under uncertainty.

PUBLISHED WORKS

1987-2012

PUBLICATIONS & SPEAKING

April 21st, 2020, panel member for the Captive Review Virtual Symposium Webinar with Dominic Wheatley, CEO of We Are Guernsey, Pete Kranz, Executive Managing Director and Captive Practice Leader, Beecher Carlson. How to use your Captive to Reduce the Cost of Risk. See: https://www.captivevirtualsymposiums.com/page/1509159/captive-control.
June 9th, 2020, panelist for the, The CPCU Society webinar with Jana Utter, Vice President, Enterprise Risk Management, Centene Corp., and Suzanne Christensen, CRO Invesco, LLC. ERM in and ESG World.
July 9th, 2020, I participated as a speaker with Mikhail Raybshteyn, Partner, EY for the U.S. Captive Summit. Captive 101: Carrying out Feasibility and Utilizing Your Captive Insurance Company. See: https://www.captivesummitus.com/agenda
April 8th, 2021, I participated as a speaker with Heather McClure, Chief Risk Officer, OU Health, and Theresa Carpenter, Senior Consultant, Hylant Global Captive Solutions for the Captive Insurance Company Association, 2021 Digital Education Series. Captive 101 – Understanding Captive Basics. See: CICA 2021 Digital Education Series Available Now | CICA (cicaworld.com)
April 28th, 2021, I participated as moderator and speaker with Robert Hirth, Senior Managing Director, Protiviti and Co-Vice Chair, SASB, Jana Utter, Vice President of ERM at Centene, and Suzanne Christensen, Chief Risk Officer for Invesco, for the RIMS Annual Virtual Conference 2021. Your New Challenge: Environmental, Social and Governance Reporting & Risks.
March 7th, 2022, I participated as a speaker with Prabal Lakhanpal from Spring Consulting and Joshua Clark from the Tennessee Insurance Department at the Captive Insurance Company Association (CICA) 2022 Conference. CICA NextGen, about the efforts and challenges of recruiting the next generation of captive insurance company professionals.
September 20th, 2022, I produced and moderated a panel for the Insurance Society of
Philadelphia I-Day, Captive Insurance in the 21st Century - ERM Tool & Driver. The panelists included Anne Marie Towle, Global Captive Solutions Leader, Hylant, and Adam Roffman, Vice President of Risk Management, Toll Bros
April 18th, 2023, I produced and moderated a panel for the CPCU Society of New York on the Intersection of Enterprise Risk Management (ERM) and Environment, Social, and Governance (ESG). The panelists included Chief Risk Officers from Centene, American Agricultural Insurance Company, and Franklin Templeton Investments.
August 10th, 2023, I produced and moderated a panel for the 2023 Vermont Captive Insurance Association Conference on Strategic Review: Assessing the Operational and Value Contribution of Your Captive. The panelists included Elizabeth Steinman, Managing Director – Risk Finance and Captive Consulting, Aon, Cindy Holmes, VP, Pension Investments and Insurance & Claims, Kroger Co., and Michael C, O’Malley, Managing Director, Strategic Risk Solutions
April 19, 2024, Keynote Speaker for the Gamma Iota Sigma, Sigma Chapter, annual awards dinner.
February 10th, 2025, GCP #117 Podcast for Captive Intelligence on Risk Financing Education and the State of the Captive Insurance Market.
May 29, 2025, RBWS Podcast “Culture Eats Strategy for Breakfast”

INDUSTRY ARTICLES & ACADEMIC CHAPTERS

Contributor to multiple risk management textbooks and professional publications focused on insurance, governance, and enterprise risk.

Understanding Claims-made Coverage: How It Differs from Occurrence Coverage, Chapter 13, pp. 167 - 184 in The Essentials of Hospital Risk Management textbook edited by Barbara Youngberg of the University Hospital Consortium, Inc. and published by Aspen Publishing Company, Rockville, Maryland in 1990.
Coauthored The Feasible Team – A Key Ingredient for a Successful Formation of a Captive Insurer with M. Moshe Porat, Ph.D. Dean, Temple University Fox School of Business, Risk Management, September 1990, pp. 42 – 56.
Physicians Professional Liability, a chapter in The Critical Issues Shaping Medical Practice: A Physician Resource edited by Barbara Youngberg of the University Hospital Consortium, Inc. and published by Aspen Publishing Company, January 1994.
Managing Directors’ and Officers’ Liability Claims: Do You Know How Your Coverage Works,
URMIA Journal, September 1994, pp. 18 – 25.
Insurance Products to Minimize the Financial Risks of Managed Care chapter for Managing Risks of Managed Care edited by Barbara Youngberg of the University Health Consortium, Inc. and published by Aspen Publishers Inc., 1996.
Managing Technology Risk: Freedom from Fear, URMIA Journal, September 1996, pp. 18 -25.
Coauthored Managing Directors and Officers Liability Claims: Do You Know How Your Coverage Works with Kim Hogrefe, J.D. Executive Vice President, Chubb's Worldwide Management Liability Claims, RIMS Annual Conference Proceedings: Defining Moments in Risk Management (1997). (Revision and update of Zuckerman 1994 URMIA Article), pp. 25 – 39. Published by the Risk Management Society Publishing Inc.
Invited Paper: Moving towards a holistic approach to risk management education—teaching business security management, Elsevier Security Journal 11 (December 1998), pp. 81 – 89.
Risk Mapping chapter for American Society of Healthcare Risk Management’s Risk Management Handbook for Healthcare Organizations, 5th edition (2006), published by Jossey Bass.
Coauthored Chapter 1, Volume 1, Basics of Enterprise Risk Management in Health Care with Roberta Carroll, Series Editor, and Gisele A. Norris, Ph.D., for American Society of Healthcare Risk Management’s Risk Management Handbook for Healthcare Organizations, 6th edition (2010), published by Jossey Bass.
Understanding Large Deductible Policies and Captives, Part One, Healthcare Risk Management, published by AHC Media now Relias Media, January 2015.
Understanding Large Deductible Policies and Captives, Part Two, Healthcare Risk Management, published by AHC Media now Relias Media, February 2015.
Blau, G., Halbert, T., Atwater, C., Kershner, R., Zuckerman, M. Correlates of Student Bachelor of Business Administration Satisfaction and School Reputation Influencing Perceived Market Value. Journal of Education for Business. 2016, Vol. 91, No. 4, 179 – 184.
Blau, G., Hill, T., Halbert, T., Snell, C., Atwater, C., Kershner, R., Zuckerman, M. Correlates of graduating with a full-time Job versus a full-time job consistent with major. The College Student Journal. Fall 2016, Vol. 50, No. 3, 355 - 360.
Blau, G., Hill, T., Snell, C., Atwater, C. Halbert, T., & Zuckerman, M. Testing the relationship of gender and business behaviors and expected employment. Journal of Education for Business. 2016, Vol. 91, No. 5, 274 – 279.
Can a captive $ave us from ourselves? Captive Insurance Times, pp. 28 -29, Volume 117, March 2017.
The Value of a Risk Management Centric Captive Insurance Company, Healthcare Risk Management, Vol. 39, No. 5, May 2017, pp. published by AHC Media, now Relias Media.
Journal of Reinsurance Practice Article: Zuckerman, J.D., M.B.A., A.C.I., M. Michael, and Wolfgang, Amanda, Temple University Actuarial Student, Enterprise Risk Management, Mergers and Acquisitions, and the Future of Loss Portfolio Transfers, Journal of Reinsurance, Vol 24, No. 2, 2017, pp. 16 - 19, published by Intermediaries and Reinsurance Underwriters Association (IRUA).
The Case for a Captive Insurance Company Independent Board Director, Captive Insurance Times,
Volume 128, August 2017, pp. 26 -27.
Journal of Reinsurance Practice Article: Zuckerman, J.D., M.B.A., A.C.I., M. Michael, Enterprise Risk Management: Captive Insurance, Reinsurance, and Driving Stakeholder Value, Journal of Reinsurance, Vol 25, No. 2, 2018, published by Intermediaries and Reinsurance Underwriters Association (IRUA), August 2018, pp. 9 -14.
Featured Article on the Captive International Website: Zuckerman, J.D., M.B.A., A.C.I., M. Michael, The Future of Uncertainty, published by Captive International at https://www.captiveinternational.com/contributed-article/the-future-of-uncertainty-captives-and-erm, November 12th, 2019.
Featured Article on the Captive International Website: Zuckerman, J.D., M.B.A., A.C.I., M. Michael, getting Creative with Risk Management, Put Captives Front and Center, published by Captive International at https://www.captiveinternational.com/contributed-article/getting-creative- with-risk-management-put-captives-front-and-centre, April 9th, 2020.
The Climate is Right, Captive Insurance Times, pp. 20 – 22, Volume 200, June 2020.
The Keystone, Captive Insurance Times, pp. 16 – 18, Volume 206, September 2020.
Featured Article on the Captive International Website: Zuckerman, J.D., M.B.A., A.C.I., Seeking Risk Management Equilibrium in a VUCA World, Seeking risk management equilibrium in a VUCA world (captiveinternational.com), January 5th, 2021.
Be a Part of The Future, Captive International Career Focus 2021 Special Edition, pp. 24, November 2021. Be a part of the future - Captives Career Focus 2021 (foleon.com)